StepChange is a national debt charity, providing debt advice and solutions. Advice is completely free, but there may be a charge for some services. You can speak to a trained adviser via the helpline or complete the online, anonymous debt remedy tool which recommends the best solution for you, according to your individual circumstances.
StepChange offers debt and money advice, budgeting, mortgage advice and a benefits checker. It can also create for you:
- Debt Management Plan (DMP)
- Individual voluntary Arrangement (IVA)
- Debt Relief Order (DRO)